AI-Powered Analysis
Rent Health
Portfolio Report · February 2026 · 2 properties
Portfolio Score
74
↑ Good · +6 from last quarter
Key Metrics
Flat 4B, Indiranagar
Monthly Rent
₹28,000
↑ +8% from last year
vs Market Rate
−4%
₹29,200 market avg for 2BHK here
Tenancy Duration
9 mo
Expiring Mar 31 · 39 days left
Deposit Coverage
3×
₹84,000 · Adequate
Rent vs Market - Indiranagar 2BHK
Insight: Your rent is ₹1,200/mo below market. At renewal in March, an 8% increase (₹2,240) would bring you to ₹30,240 - still below the area ceiling. Set renewal reminder →
Health Score Breakdown
82
Property health score
Good
Rent vs market
75/100
Payment reliability
95/100
Deposit adequacy
90/100
Agreement currency
80/100
Occupancy rate
100/100
AI Insights
5 insights for your portfolio
CLAUDE
Action needed
Flat 4B agreement expires in 39 days - start renewal now
Your agreement with Priya Sharma expires 31 March 2026. To avoid a lapse, send the renewal offer at least 30 days before. At 8% escalation, new rent would be ₹30,240.
Create renewal agreement →
Watch
Flat 4B is priced 4% below the current market rate
Market average for a 2BHK in Indiranagar is now ₹29,200/mo. You're leaving ₹14,400/year on the table. A renewal at 8% increase (₹30,240) would put you slightly above market - justifiable given Priya's clean payment record.
See market data →
Action needed
Plot 12 - Amit Kumar overdue 18 days · Pattern detected
This is the third month Amit has paid after the 5th. Last month: 12 days late. This month: 18 days with no response to WhatsApp reminders. Recommend formal notice now before it becomes a dispute.
Generate overdue notice →
Looking good
Priya Sharma - 9/9 on-time payments, excellent tenant score
Perfect payment record over 9 months. When you renew, consider offering a modest escalation (8% vs 10%) as an incentive for her to stay - reliable tenants are worth more than slightly higher rent with turnover risk.
Insight
Plot 12 deposit is only 2 months - consider increasing at renewal
Amit's deposit (₹68,000) covers 2 months rent. Given his delayed payment pattern, increasing to 3 months (₹102,000) at renewal would give you better protection. Standard in Bangalore for 3BHK properties.
Deposit Analysis
Flat 4B deposit
₹84,000
3 months · Adequate
Plot 12 deposit
₹68,000
2 months · Below standard
Total secured
₹1.52L
Across both properties
Recommended total
₹1.86L
3× both · ₹34K gap at renewal
Renewal Timeline
Flat 4B, Indiranagar
Expires 31 March 2026 · 39 days left
⚡ Act now
Renew →
Plot 12, Whitefield
Expires 30 June 2026 · 130 days left
Review in April
Remind me →
Rent Growth History
Flat 4B, Indiranagar - ₹22,000 → ₹28,000 over 3 years (+27%)
2022
2023
2024
2025
Plot 12, Whitefield - ₹28,000 → ₹34,000 over 3 years (+21%)
2022
2023
2024
2025